MidFlorida is building out the Oates Building on Florida Avenue downtown
Where it is. On South Florida Avenue in downtown Lakeland, about 150 feet from Tropical Smoothie Cafe and about 600 feet from Publix Super Markets Downtown Office. Distance measured from map data, October 2026.
Two of the places within a quarter mile, nearest first; the nearest large store is kept when there is one. Straight-line distance between the mapped points. Restaurant locations geocoded from the Florida DBPR active food-service licence file, read Oct 15, 2026.
MidFlorida Credit Union is remodeling and building out a multi-story building at 228–230 Florida Ave S in downtown Lakeland.
Permit records tie a run of commercial work at 228–230 Florida Avenue South to MidFlorida Credit Union, the listed property owner. The filings reference the "Oates Building," a "MidFlorida 5 Story" building, and several phases of work — remodel/alteration, interior demolition, electrical, access control, and fire alarm and sprinkler systems — handled largely by Springer Voss / Springer Construction.
The largest piece on record is an "Oates Building Phase 3 Buildout" permit issued in August 2026, valued at $8 million. Earlier phases included a $1.5 million remodel permit issued in September 2025 and a round of interior demolition and low-voltage work through late 2025 and into 2026. Fire sprinkler plans for the five-story building were still in revisions as of September 2026.
The records don't spell out the building's final use or an opening date, so what MidFlorida ultimately occupies here isn't stated in the permits.
Timeline
Receipts — verify every claim
These are the records this page is built from. None of them open directly right now — the agencies require a sign-in, offer only a search form, or publish the record inside a file to download.
ims.lakelandgov.net · City of Lakeland sign-in required BLD25-08412 — interior demolition
ims.lakelandgov.net · City of Lakeland sign-in required BLD26-05037 — Oates Building Phase 3 buildout ($8M)
ims.lakelandgov.net · City of Lakeland sign-in required LFD25-00336 — fire sprinklers (MidFlorida Oates)
ims.lakelandgov.net · City of Lakeland sign-in required LFD26-00243 — fire sprinklers (MidFlorida 5 Story)
ims.lakelandgov.net · City of Lakeland sign-in required